TERMS OF USE

Last Updated: February 7, 2026

ACCEPTANCE OF TERMS

Welcome to Activ8 Insights (“Site,” “we,” “us,” or “our”). By accessing or using our Site, you agree to be bound by these Terms of Use (these “Terms”), our Privacy Policy, which can be found here, and any additional terms referenced herein. If you do not agree to these Terms, please do not use this Site. These Terms constitute a legally binding agreement between you and Activ8 Finance, LLC, a New Mexico limited liability company (the “Company”).

Your continued use of the Site following the posting of changes to these Terms will mean that you accept and agree to the changes. You are responsible for regularly reviewing these Terms and any additional terms posted on the Site.

DESCRIPTION OF SERVICE

The Site provides financial news, information, data, analyses, research, and content for informational purposes only. Our Site may include news articles, market analyses, stock quotes, investment commentary, economic indicators, financial calculators, and other content related to financial markets and investments.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

No Investment Advice

THE CONTENT ON THIS SITE IS PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL, INVESTMENT, TAX, LEGAL, OR ACCOUNTING ADVICE. NO INFORMATION ON THIS SITE SHOULD BE CONSIDERED A RECOMMENDATION OR SOLICITATION TO BUY OR SELL SECURITIES OR OTHER FINANCIAL PRODUCTS. THE CONTENT IS NOT INTENDED TO BE RELIED UPON FOR THE PURPOSE OF MAKING INVESTMENT DECISIONS.

Before making any investment decisions, we strongly recommend that you seek advice from qualified professional advisors who are familiar with your individual financial needs, objectives, circumstances, and risk tolerance.

No Warranty

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, ACCURACY, OR COURSE OF PERFORMANCE.

THE COMPANY DOES NOT WARRANT THAT (1) THE SITE WILL MEET YOUR REQUIREMENTS, (2) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE, (4) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, OR (5) ANY ERRORS IN THE SITE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Limitation of Liability

IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, MANAGERS, EMPLOYEES, AGENTS, LICENSORS, OR CONTENT PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:

THE USE OR THE INABILITY TO USE THE SITE;
THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE;
UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE;
RELIANCE ON CONTENT OR POSTINGS ON THE SITE; OR
ANY OTHER MATTER RELATING TO THE SITE.

IN NO EVENT SHALL THE TOTAL LIABILITY OF THE COMPANY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

USER ACCOUNT

You may create a unique account on the Site that grants you additional use and access rights on the Site (each, a “User Account”). By creating a User Account, you agree and acknowledge that we may monitor and collect data on your User Account. Any additional features granted or offered with your User Account may be subject to additional terms and conditions, and we reserve the right to change, modify, or replace one or all User Accounts at any time.

USER CONTENT AND CONDUCT

User Content

If our Site allows you to submit comments, ideas, questions, feedback, or other content (“User Content”), you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable, transferable license to use, reproduce, distribute, modify, adapt, prepare derivative works of, display, perform, and otherwise fully exploit such User Content in connection with the Site and our business, including without limitation for promoting and redistributing part or all of the Site (and derivative works thereof) in any media formats and through any media channels.

You represent and warrant that: (i) you own the User Content posted by you or otherwise have the right to grant the license set forth above, and (ii) your User Content does not violate the privacy rights, publicity rights, copyrights, contract rights, intellectual property rights, or any other rights of any person or entity.

Prohibited Conduct

You agree not to:

Use the Site for any illegal purpose, or in violation of any local, state, national, or international law;

Post, upload, or distribute any content that is unlawful, defamatory, libelous, inaccurate, misleading, fraudulent, or that violates another party’s privacy or intellectual property rights;

Interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;

Attempt to gain unauthorized access to any portion of the Site or any other accounts, computer systems, or networks connected to the Site, whether through hacking, password mining, or any other means;

Collect users’ information without their consent;

Use the Site to manipulate securities markets, violate securities laws, or engage in any form of market manipulation, including but not limited to “pump and dump” schemes, spreading false or misleading information about securities, or engaging in fraudulent or deceptive practices;

Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;

Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission;

Take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure;

Bypass any measures we may use to prevent or restrict access to the Site;

Harvest or collect email addresses or other contact information of other users from the Site by electronic or other means; or

Engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm the Company or users of the Site or expose them to liability.

INTELLECTUAL PROPERTY

Ownership

All content on this Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof (collectively, the “Content”), is the property of the Company, its content suppliers, or its licensors and is protected by United States and international copyright laws.

The trademarks, service marks, logos, and trade names displayed on the Site (collectively, the “Marks”) are the registered and unregistered trademarks of the Company, its licensors, and other third parties. You are not permitted to use the Marks without the prior written consent of the Company or the third party that owns the Mark.

Limited License

Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and view the Content solely for your personal, non-commercial use. You may not:

Reproduce, duplicate, copy, sell, resell, or otherwise exploit the Content;

Use the Content for any commercial purpose;

Modify, translate, adapt, or otherwise create derivative works or improvements of the Content;

Remove, delete, alter, or obscure any trademarks or any copyright, trademark, patent, or other intellectual property or proprietary rights notices from the Content;

Copy or adapt the HTML or other code used to generate pages on the Site; or

Use any data mining, robots, or similar data gathering or extraction methods.

Any use of the Site or the Content other than as specifically authorized herein, without the prior written permission of the Company, is strictly prohibited and will terminate the license granted herein.

THIRD-PARTY LINKS AND CONTENT

Third-Party Links

Our Site may contain links to third-party websites, resources, advertisers, or sponsors. These links are provided solely as a convenience to you and not as an endorsement by the Company of the content on such third-party websites. We have no control over the contents of those sites or resources, and we accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Third-Party Content

The Site may display content from third parties, including user-generated content and advertisements (collectively, “Third-Party Content”). The Company does not control, endorse, or adopt any Third-Party Content and makes no representations or warranties of any kind regarding the Third-Party Content, including without limitation regarding its accuracy or completeness. You acknowledge and agree that the Company is not responsible or liable in any manner for any Third-Party Content and undertakes no responsibility to update or review any Third-Party Content.

Third-Party Attribution

TERMINATION

Termination by Activ8 Finance, LLC

We reserve the right to terminate or suspend your User Account and/or access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason. We may also terminate or suspend your access if you violate applicable laws, infringe intellectual property rights, or engage in fraudulent or deceptive practices.

Effect of Termination

Upon termination of your access to the Site, your right to use the Site will immediately cease and your User Account will be deleted or suspended. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

CHANGES TO TERMS

We may modify these Terms at any time by posting the revised Terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. If you do not agree to the new Terms, you must stop using the Site. We recommend that you periodically visit this page to review the current Terms.

GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of New Mexico, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Massachusetts for the resolution of any disputes arising out of or relating to these Terms or your use of the Site.

You agree that any claim or cause of action arising out of or related to these Terms or the use of the Site must be filed within one (1) year after the cause of action arose or be forever barred.

DISPUTE RESOLUTION

Informal Resolution

If you have any dispute with us relating to these Terms or the Site, you agree to first contact us at TBC and attempt to resolve the dispute informally.

Arbitration

If we are unable to resolve the dispute informally, any controversy or claim arising out of or relating to these Terms or the Site shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Boston, Massachusetts, and judgment on the arbitration award may be entered into any court having jurisdiction thereof.

Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights pending completion of the arbitration.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company, its officers, managers, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms by you or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Site using your account.

PRIVACY

Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy here to understand our practices regarding the collection, use, and disclosure of your personal information.

CHILDREN’S PRIVACY

The Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under the age of 13. If we learn that we have collected personal information from a child under the age of 13, we will promptly delete that information. If you believe we have collected personal information from a child under the age of 13, please contact us at TBC.

COMPLIANCE WITH LAWS

You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and your purchase of products or services through the Site. The Company reserves the right to investigate and take appropriate legal action against anyone who, in the Company’s sole discretion, violates this provision, including without limitation, reporting such users to law enforcement authorities.

COPYRIGHT INFRINGEMENT

DMCA Notice

If you believe that any content on the Site infringes upon your copyright, please notify us in accordance with the Digital Millennium Copyright Act (“DMCA”) by providing our designated agent with the following information in writing:

An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

A description of the copyrighted work that you claim has been infringed;

A description of where the material that you claim is infringing is located on the Site, with enough detail that we may find it;

Your address, telephone number, and email address;

A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Designated Agent

Our designated agent for notice of claims of copyright infringement can be reached at:

Activ8 Finance, LLC Attn: Legal Department 1209 Mountain Road Pl NE Ste N Albuquerque, New Mexico 87110

SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

WAIVER

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by the Company.

ENTIRE AGREEMENT

These Terms, together with the Privacy Policy and any other legal notices published by the Company on the Site, shall constitute the entire agreement between you and the Company concerning the Site and supersede all prior or contemporaneous communications, proposals, and agreements, whether electronic, oral, or written, between you and the Company with respect to the Site.

ASSIGNMENT

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by the Company without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

FORCE MAJEURE

The Company shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, pandemic, government shutdown, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.

CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

Activ8 Finance, LLC 1209 Mountain Road Pl NE Ste N Albuquerque, New Mexico 87110

By using this Site, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by their terms and conditions

Activ8Insights – Terms of Use

Terms and Conditions